Archive for May, 2009

Vouchers for the late California Filers

Sunday, May 31st, 2009

Question from a reader:”Kim, a friend of mine got a voucher instead of a check.  I filed for an extension and I am anticipating a refund from the State of California.  Am I getting a voucher?”

 

My answer is that it could be the case though I didn’t see anything mentioned on the CA FTB website.  I haven’t heard or seen anything else so at this point, until I hear from other readers who are getting the warrants or ious, I have to just take it as a possibility and not as a fact.  I do know that the State of California is out of money and they are waiting for the budget to pass.  It is a mess to say the least.  The Governor has been doing a lousy job of cutting or trying to cut money in places that we need to keep money in – care for special needs, education, parks and education.

How about some revenue generating ideas like let people who make movies make them tax free for two years in California to get business going here?

Anyways to answer your question, your best bet would be to call the Franchise Tax Board and they can be found by doing a search on the Internet.

Hope that helps and that you are having a great Sunday.

May 31 2009

If you are looking for a day job, part time work, suggestions for saving money or investing, please check out my book, Practical Money Making, that is listed right after his paragraph in this very post.  There are some great suggestions and ways to survive the Depression we are in.

  Practical Money Making-Surviving Recession, Layoffs, Credit Problems, Generating Passive Income Streams, Working Full Time or Part Time and Retirement

Interested in any of my books?  You may want to make a stop over  here. Please click through to purchase my books and some other interesting items that actually ARE on sale.  

Have you read my book, “Bad Tax Idea, Good Tax Idea“?   Please order it today.  The tips inside can save you hundreds if not thousands of dollars!  Tax planning should be done year round and not just two weeks into January or later. 

Part of all the proceeds from the sales of that book  go  to Rett Syndrome research.  One girl is born with Rett Syndrome worldwide every fifteen minutes.   My daughter Arianna has Rett Syndrome and we are working to do all we can to make her life easier and find a cure in her lifetime.  Boys born with the Rett gene generally die at birth.

Kim Isaac Greenblatt

Vouchers for the late California Filers

Archie, Good Business Move Proposing to Veronica

Saturday, May 30th, 2009

After decades, Archie Andrews in the comic books is proposing to Veronica Lodge.  Whether the story arc is legit and it will result with a wedded Archie and Veronica, I leave that up to the writers and only time will tell.  From a business point of view, I think Archie is making a good choice.  Note that I am not saying anything about him being in love because historically, Archie changes his mind about as many times as a five year old in a candy store.  Like most of us, Mr. Andrews has wanted it all.  He has chased after Betty and Veronica and for all I know, Miss Grundy if he were drunk enough.  Sorry, Archie doesn’t drink alcohol.  It would mean if Archie were – ah, never mind.

Veronica has a certain amount of upper class spoiled brat and is a schemer so the chances are that if he can curb her spending so that she doesn’t blow through the Lodge fortune in one generation (and most family fortunes are gone within two generations tops) Archie and whatever he spawns as children and grand-Archie and Veronica-children can live somewhat decently.

Let us say that they can get 3% interest rates on the money that they will share in from the Lodge estate.  Not privy to their net worth (in the millions at least?) they should do okay and that should help Archie even if he can only get a job as a soda jerk.

Mr. Lodge would get his potential son-in-law’s butt in gear and get him going to a good college and studying finance so he can help manage and carry on the wealth making that Veronica is going to need since she will probably spend through it like waste through a goose otherwise.

I love Betty but Archie really has taken advantage of her over the years and frankly, I suspect that she would do anything that Archie would want and that would mean that there is the potential down the line for Archie to come back from work and have a business scheme from Big Moose and Jughead to build “I heart Mr. Weatherbee” T-shirt machines and that would ruin whatever money they would have saved.

Archie would then have to borrow money from the Lodges and knowing Veronica, she would have some scheme cooked up to mess with Archie, Betty and by then, their six or eight kids.

Of course, I could be wrong about all this (and probably am) but I tend to also think that deep down Betty is the better bet as a finance person if she weren’t so deeply in love with Archiekins.  Her ability to come through in a pinch, come up with cash, make products for Arch on a moment’s notice (school projects, fix cars, etc) make her a better single long term investment than the hedonistic tendencies of the said Veronica Lodge.

But the Lodge fortune is a healthy draw and if you were in Archie’s shoes, had Mom and Pop in financial trouble, Big Ethel trying to blackmail you into marriage to get Jughead Jones jealous (try saying that six times with a mouth filled with water – wait, don’t), you will opt for an easy way out and want to marry into money too.

After all, isn’t Archie just living the reverse American dream?  Aren’t girls also taught to be “self-sufficent” and yet “marry a millionaire”.  If you ask a lot of girls who have married millionaires and then divorced them the chances are that they are also looking for guys more like Archie on the side.  Young, hunky and fun.  Once they have their money, they may or may not want somebody who is mature, intelligent and understanding.  Or in the case of some moneymaking people – immature, dumb and selfish bastards.

There is always the chance that Archie deep down is some kind of financial genius who can figure out what will be the next great business sector invest in with the stock market, where to look for emerging markets (are their any left that haven’t been exploited yet?) and just a monetary gentle genius overall.  Chances are though, between him and Veronica’s need to spend that they won’t make it again unless Mr. Lodge gets Arch on the financial straight and narrow.  Repeating myself now so time to move on…

On a related note, I wonder if Big Moose is going to propose or even Jughead.  Jughead could marry Big Ethel and it could turn out that she inherited a billion dollars or something while Archie loses his fortune with Veronica.  That would be a hoot but I will let the writers for the comic strip do their own work.  If they do happen to use any of my suggestions, please give me a shout out in the comic book. 

Hope you all are enjoying a safe, healthy weekend and I will talk more with you next week.  Be careful out there and good luck Archie.   You will need it.

May 30 2009

If you are looking for a day job, part time work, suggestions for saving money or investing, please check out my book, Practical Money Making, that is listed right after his paragraph in this very post.  There are some great suggestions and ways to survive the Depression we are in.

  Practical Money Making-Surviving Recession, Layoffs, Credit Problems, Generating Passive Income Streams, Working Full Time or Part Time and Retirement

Interested in any of my books?  You may want to make a stop over  here. Please click through to purchase my books and some other interesting items that actually ARE on sale.  

Have you read my book, “Bad Tax Idea, Good Tax Idea“?   Please order it today.  The tips inside can save you hundreds if not thousands of dollars!  Tax planning should be done year round and not just two weeks into January or later. 

Part of all the proceeds from the sales of that book  go  to Rett Syndrome research.  One girl is born with Rett Syndrome worldwide every fifteen minutes.   My daughter Arianna has Rett Syndrome and we are working to do all we can to make her life easier and find a cure in her lifetime.  Boys born with the Rett gene generally die at birth.

Kim Isaac Greenblatt

Archie, Good Business Move Proposing to Veronica

If You Are Charging Money, Do A Job Right

Friday, May 29th, 2009

Question from a reader:”Any business tips for us this Friday?”

My answer is yep, if you are charging money for something, please take the time to do it right.  One of my biggest bugaboos is that people who provide service or a product aren’t either supporting what they do or they are doing a half-assed job.  Fair enough but then you shouldn’t be shocked if people aren’t going to pay you for your product.  I’ve been accused of doing that at times and when I first started publishing, my first book may be light on pages but it is deep in thought and content.  Since then I realized that people want to pay for the pound for their books in the real world.

Back to today’s topic.  I went last weekend to a local tourist attraction and went to pose for a picture.  The picture would have been for about $12 – $30 if you also got a cd or dvd with it and it was to presented in a nicely bundled package.  The pose was in an airplane as you board it and the particular plane was off the ground and it was a pretty dramatic pose (or in my case, out and out silly) and if you would have looked at the scene overall you could tell, wow, you are above the ground on one of those airline walk-up stairs boarding a special airplane.

Unfortunately, when you get the printed picture, or in this case, the sample that they post on their website to intice you to buy it, with the watermark, you get a heavily photoshopped area around the picture and it looks like you could have been posting in front of a stage prop instead of on the staircase to one of the coolest planes in the world.

The particular tourist attraction I went to was great and there was a museum and an old English document on display and the overall trip as an A plus so don’t get me wrong about the good time I had.

If they wanted to get me for the additional $12-30 for the posed picture they could have done a better job with their photographer posing me and telling the kid who jumped into the shot behind me to move out of the way.  His head (the kid’s) is down to the left on the photo and he looks like some apparition coming out to show up like on the fake ghosthunter tv shows.

The worse part is that you didn’t get to see me terrified for standing on a walkway, on a flight staircase about twenty-thirty feet in the air entering the jet.  Anyways, if I were doing things like that and trying to charge money for a product, like a book, I would go ahead and then take the time to block the shot.  To be fair to the photographer, he probably wasn’t trained on this and he was a nice enough person. 

The take away from all this is to take your time and if you are charging money try to do the best possible job you can because in a tight market for money, people will want better service.

Have a great weekend people and here is the picture I was talking about.

kimpose

 

For contrast, here is another image to show you where I was in relation to being in the air when that above picture was snapped.  Here is a shot from below:

picture-014

As you can tell, it would have been a lot more dramatic showing the outside of the craft and the people standing on the steps with the sense of awe and majesty that would go along with this setting.  Well, maybe they will change things.  Just make sure that you remember to try and watch your details as well.  It will make you a better business person and that should hopefully make you more profitable.

In an unrelated event (or is it because of the service angle?) General Motors is getting ready to go into bankruptcy and at this time they are trying to renegotiate debt.  One of the reasons that people had avoided American cars for the longest time was that they were perceived as being less value for money than their competitors.   That wasn’t and isn’t always the case but in the business world, perception tends to be everything so hopefully the government bailout will do something to help shed the bad image that they’ve had over the last few years. 

When it comes to cars, people tend to remember their cars like they remember their boy and girl friends.  They were either great or they were horrible and they try very hard not to make the same mistake by dating (or buying them) again. 

To tie this in with today’s entry, people might give the tourist site photo area a second shot if they felt they were getting a better value for the money. 

May 29 2009

If you are looking for a day job, part time work, suggestions for saving money or investing, please check out my book, Practical Money Making, that is listed right after his paragraph in this very post.  There are some great suggestions and ways to survive the Depression we are in.

  Practical Money Making-Surviving Recession, Layoffs, Credit Problems, Generating Passive Income Streams, Working Full Time or Part Time and Retirement

Interested in any of my books?  You may want to make a stop over  here. Please click through to purchase my books and some other interesting items that actually ARE on sale.  

Have you read my book, “Bad Tax Idea, Good Tax Idea“?   Please order it today.  The tips inside can save you hundreds if not thousands of dollars!  Tax planning should be done year round and not just two weeks into January or later. 

Part of all the proceeds from the sales of that book  go  to Rett Syndrome research.  One girl is born with Rett Syndrome worldwide every fifteen minutes.   My daughter Arianna has Rett Syndrome and we are working to do all we can to make her life easier and find a cure in her lifetime.  Boys born with the Rett gene generally die at birth.

Kim Isaac Greenblatt

If You Are Charging Money, Do A Job Right

Workforce Ready To Go

Thursday, May 28th, 2009

Some of the questions that I get are “How come with all the people out of work the government isn’t putting them on their payroll for some of the infrastructure projects?”

That is a great question and I have a partial answer.  Unlike the Great Depression, there are a lot of jobs that need specialization or certain skills to get done.  Sure, you can always use a strong back with a pick and a shovel but you do require some skillsets to build a hydroelectric dam or to insure that freeways are built to withstand thousands of tons worth of pressure day in and day out.

Back in the Great Depression you still had room for more manual labor and I think that machines have replaced a lot of the grunt work that people use to do for better or worse.  Do we really need men standing around mixing cement when a machine can do it faster?  Well,  China might think so since they go out of their way to employee people to keep them working. 

Can we do something similar here in the United States?  Possibly.  There have to be programs to get grants and funding to businesses that will be employing people and doing manufacturing.  There has to be more of a commitment to developing and supporting U.S. citizens in terms of business and generating income.  Other nations do it with their population.  We need to stop shooting ourselves in our collective feet and start getting business moving faster here in the United States.

Like millions of other Americans and even people around the world, I am sick of hearing the words “It will get worse before it will get better”.  Okay, but why?  Because our leaders have mismanaged things for the last several decades?  How about we start doing something practical like getting business going at the city, county and state level. 

Business should support any kind of domestic training and/or on-the-job training for special skills.  It would work naturally because people can be loyal if management takes the time and shows them what a good deal they have working for them.  There can be work-training contracts similar to other industries where you commit to working two years after you are trained otherwise you need to reimburse the employer for training costs (if you are fired, that doesn’t count).  Several police agencies do that already for their police academy programs in order to protect themselves from having their highly trained graduates snagged to go work for neighboring cities or states (though that happens in Los Angeles from what I understand fairly regularly).

There are no shortage of great ideas and the samples that have been proposed should be ample if they are fleshed out.  Yes, there is always potential for fraud and waste but that is a smaller issue than getting people working again.  Our country needs it and the world needs it if we are to continue on as world leaders or even as global participants in the workings for the future.

What do you guys and girls think?

May 28 2009

If you are looking for a day job, part time work, suggestions for saving money or investing, please check out my book, Practical Money Making, that is listed right after his paragraph in this very post.  There are some great suggestions and ways to survive the Depression we are in.

  Practical Money Making-Surviving Recession, Layoffs, Credit Problems, Generating Passive Income Streams, Working Full Time or Part Time and Retirement

Interested in any of my books?  You may want to make a stop over  here. Please click through to purchase my books and some other interesting items that actually ARE on sale.  

Have you read my book, “Bad Tax Idea, Good Tax Idea“?   Please order it today.  The tips inside can save you hundreds if not thousands of dollars!  Tax planning should be done year round and not just two weeks into January or later. 

Part of all the proceeds from the sales of that book  go  to Rett Syndrome research.  One girl is born with Rett Syndrome worldwide every fifteen minutes.   My daughter Arianna has Rett Syndrome and we are working to do all we can to make her life easier and find a cure in her lifetime.  Boys born with the Rett gene generally die at birth.

Kim Isaac Greenblatt

Workforce Ready To Go

Take a Break and a Breath May 27 2009

Wednesday, May 27th, 2009

May 27 2009 Mid Day

Here is a chance for you to take a break and take a breath from your business and schedule.  If you are working you probably are working double and triple the amount you normally do to keep income coming.  If not, it could be because your industry is in a down cycle and you may not have anything to do.  Be careful because you may be laid off.  Your best bet is to take the time that you aren’t working and see what you can do to get yourself working.

If you are sick, relax and take a break to get better.  Don’t try to drink the entire ocean through a straw, as tempting at it may be.   You may get a giant squid (a Kraken) stuck in your throat.  Take small sips and try to pace yourself.  Things will be going slowly in terms of growth in most business markets here in the United States.  Other parts of the world may not be the case and even in some industries, you may be working two jobs to cover for the person who was laid off in your department.   It can’t be easy.

Count your blessings and do what you need to do to stay sharp, focused and on top of things.  If you think that you are expendable, do what you need to do to try and make yourself valuable at work and at home.  There are a lot of problems in households due to financial problems and strains.  Try to work around them and work with your partner in trying to be fair and reasonable.

A major issue at marriage and at other times is how to handle a couple’s money.  Take the time to discuss it and people work out among yourselves what is going on within your pocketbook, purse or bank account.  Do it now before something dramatic happens or you alienate your spouse so much that it leads to a bitter divorce and your money will be halved for each of you.  As a mediator, if I am trying to see if I can get a couple back together I remind them that together financially they are one entity.  Apart they have to divide their wealth.  Sometimes that at least gets them talking – and it should for you as well!

Take a break if you are moving at warp speed for your care of an elderly relative or special needs person.  They need you alive and healthy so please do what you can to relax and keep yourself centered.  I harp on these every few days or weeks in my blog because I need to remind myself what the important things in life are from time to time and I figured it can’t hurt for you to remember either.

Be safe, healthy and happy – and watch your money.  If you don’t have an eye on it, somebody else probably will.

May 27 2009 Mid Day

Kim Isaac Greenblatt

Take a Break and a Breath May 27 2009

Why Is Infrastructure Better Than Just Getting Cash

Wednesday, May 27th, 2009

Question from a reader:”Why is spending money on infrastructure better than just getting cash?  I miss not getting the stimulus check like we did in previous years.  I don’t get it. Love your column, Kim.”

My answer is that you did get a form of the stimulus check if you were working, it came though in the form of having less income taxes taken out of your paycheck.  There is a strong chance though that if you are part of a two income family that you may end up owing some of that back when you file your income taxes for 2009 in 2010.  The theory behind giving us cash directly or lowering our taxes is that we will take our extra money and spend it on the economy.  The reality is that we will take that money and either save it or spend it on paying down bills so we can continue to have a shelter over our heads and food on our tables.

Infrastructure is a good investment if the money actually goes into the project, be it repairing highways, building dams, reinforcing bridges, etc, because you can’t counterfeit, bootleg or offshore something that is being worked on in the material world.  What does that mean?  It means if the money went to software development, that work could be outsourced outside of the USA.  You can’t outsource easily building a bridge.  People will look at your workers and if they see that you are trucking in prefabricated bridges from overseas you will have a problem.

We need a lot more infrastructure projects to get more people working.  The more that people make money, the more that they will spend and once people feel comfortable that they are working and won’t be laid off, or at least for a few years, they can return to spending, buying homes, etc.

The numbers show that in some distressed markets that things aren’t recovering and it isn’t a good idea for our leaders to keep saying that things will get worse before they get better too long.  The reason we elected our officials was to have them help us make things get better.

To be fair to them, nobody has been through this type of a Depression before and it may take a decade till things flatten out and we are out of it.  People still need to eat, sleep somewhere and make a living over the next ten years till we get a positive business cycle in the mean time.

If you think of currency as water (and that is an excellent analogy), you want to have enough money for droughts and have enough of it liquid so you can cover your expenses and plan for expansion.  What is weird is that there is a lot of money out there and as I have said before, a lot of it is blocked or stuck in constipated mode and it isn’t making it down to the average American as well.  The real change will be when the average American can start feeling comfortable enough to spending his or her money again.

Hope that answered your question and thanks for being around and being a reader.

May 27 2009

If you are looking for a day job, part time work, suggestions for saving money or investing, please check out my book, Practical Money Making, that is listed right after his paragraph in this very post.  There are some great suggestions and ways to survive the Depression we are in.

  Practical Money Making-Surviving Recession, Layoffs, Credit Problems, Generating Passive Income Streams, Working Full Time or Part Time and Retirement

Interested in any of my books?  You may want to make a stop over  here. Please click through to purchase my books and some other interesting items that actually ARE on sale.  

Have you read my book, “Bad Tax Idea, Good Tax Idea“?   Please order it today.  The tips inside can save you hundreds if not thousands of dollars!  Tax planning should be done year round and not just two weeks into January or later. 

Part of all the proceeds from the sales of that book  go  to Rett Syndrome research.  One girl is born with Rett Syndrome worldwide every fifteen minutes.   My daughter Arianna has Rett Syndrome and we are working to do all we can to make her life easier and find a cure in her lifetime.  Boys born with the Rett gene generally die at birth.

Kim Isaac Greenblatt

Why Is Infrastructure Better Than Just Getting Cash

Investments For Summer 2009

Tuesday, May 26th, 2009
Question from a reader:”What kind of things are good to invest in for the summer? Come on, Kim, what do you think?”
My answer is that I am not a financial advisor, I don’t play one on television or the Internet and with the upcoming crackdown on blog reviewers who slant their reviews to favor products for families that really aren’t good for families (like products like the Lead Based Nuke and Glow Paint and Coloring Set) I have to preface everything I say with that I can be full of fishsticks and you need to do your own due diligence and research. Any suggestions you take from me are on your head and I am not responsible. For the record, I don’t own anything in any of these sectors or suggestions I am listing below:

1. Sunblockers is good. Should that read, “Sunblockers are good”?  Probably.  Anything that helps keep the sun off your head, arms and body is good. The other day I noticed I was beet red after lathering sunblock lotion and I noticed that either the sun is getting hotter or the blockers aren’t as effective. The temperature jumped 25 degrees in two hours so it was the later. Long sleeve shirts that are light or long robes to cover one’s body are also good investments though from a fashion point of view, I guess it depends on where you live to go ahead and wear them.

2. Comfortable shoes. I am a huge advocate of shoe manufacturing, good footwear and in general, anythin that helps one’s legs and toes. I don’t have a foot fetish but I do have a healthy respect for self mobility. Without comfortable feet, your attention is distracted from other senses to the soles of your feet. A great spiritual way to remember to “keep grounded” but not a great way to continue doing what you are doing in terms of business. Women (and men) also pay for fashionable footwear though they aren’t coughing up the large sums for self-proclaimed hot and fancy several hundred dollar shoes. Firms that make decent shoes that are inexpensive may not make you rich but they will make you consistant money if they aren’t knocked off too badly by overseas competition.

3. Fruit. Because of dietary considerations, people wanting to eat something light, you can’t go wrong in investing in fruit processing (well, you probably could go wrong and might so I retract that slightly). I base this on seeing more and more people paying outrageous prices for small fruit cups at amusement parks and buying “funsize” portions of fruit packages from supermarkets and grocery stores. Fruit also has the risk though of backlash if crops are contaminated so do your own due diligence.

4. Water. People are always drinking water. They need it in their soft drinks (ever try to drink just powdered Kool Aid?), their fruit juices, their phoney vitamin water, and even in their water. Spring waters, that is water that actually bubbled out of the earth tend to sell better than water that was bubbled out of the tap. Honestly, though, to me, water is water. It is wet and good and satisfies one better than any soft drink, tea or beverage. As my late Uncle Danny use to say, “It is still the best drink in the world”, and he is right.

 5. Yourself. Ah ha. Surprise. Take the time to plan on taking a college course, learn to manufacture something and look at what you can do to not only make money yourself without having to depend on totally passive activities and report back to me how you are doing.

Have a great day and week people!

May 26 2009

If you are looking for a day job, part time work, suggestions for saving money or investing, please check out my book, Practical Money Making, that is listed right after his paragraph in this very post.  There are some great suggestions and ways to survive the Depression we are in.

  Practical Money Making-Surviving Recession, Layoffs, Credit Problems, Generating Passive Income Streams, Working Full Time or Part Time and Retirement

Interested in any of my books?  You may want to make a stop over  here. Please click through to purchase my books and some other interesting items that actually ARE on sale.  

Have you read my book, “Bad Tax Idea, Good Tax Idea“?   Please order it today.  The tips inside can save you hundreds if not thousands of dollars!  Tax planning should be done year round and not just two weeks into January or later. 

Part of all the proceeds from the sales of that book  go  to Rett Syndrome research.  One girl is born with Rett Syndrome worldwide every fifteen minutes.   My daughter Arianna has Rett Syndrome and we are working to do all we can to make her life easier and find a cure in her lifetime.  Boys born with the Rett gene generally die at birth.

Kim Isaac Greenblatt

Investments For Summer 2009 – One Guy’s Suggestions

The Lost Art of Self Sufficiency

Monday, May 25th, 2009

One of the biggest problems in doing business these days is having control over your own development, manufacturing or content control and getting things done right if something is wrong.  For your consideration as an example, consider that my host, bluehost, who is generally excellent, was down around 12:30 AM on Monday morning May 25 2009.  You may ask, who the heck is surfing that early in the morning and I would have to answer, it isn’t early in the morning for some places on the planet.

With the web host down, I am at the mercy of my provider for them to get up to speed, wake up a service technician (there voice mail said that they are closed for the holiday but there is 24 hour support) and there was NO 24 hour live chat support even though they said there was suppose to be.

What if I was being spidered by google when the server crashed or was down for maintenance?  That would skew how others would find me in search engines as well.

What about something more basic like growing food?  If for the next two months, due to bad weather we couldn’t get trucks to deliver food to the grocery stores, do we have the where-with-all and the fruit/vegetables/etc to grow and harvest?

I’ve talked about this before and I don’t think everybody thinks about planning for contingencies until they are too late.  In the current economic Depression, it is a good idea to review all of one’s vendors and plans and ask yourself (and them) – what happens if you lose power?

What happens if the supply chain breaks down? Can you run your business without outside support?

If your answer to the above is “yes” for how long?  Bluehost emailed me back within the hour to say they are working on fixing my problem, thanked me for making them aware of it and things should be okay in two hours.  I get it.  Accidents happen.  Servers and routers die. 

What was my contingecy plan if they couldn’t come back up?  I would have to take whatever local backups for my website that I had and load them to another provider.  I would have to change my domains.  It almost makes me want to mirror my site with another provider.

Almost but not quite.

The purpose for this entry is to get you thinking about how interdependent we are on one another and life.  What else can we do to become self sufficient?  These are the practical questions that answers like solar power, home gardens, back systems and fresh water supplies make great answers for.

We, as a nation, also have become too dependent on outside goods and services and we need to recapture the lost art of being self sufficient, something that our forefathers encouraged when we had to answer to the King of England hundreds of years ago.

As we remember our fallen soldiers this Memorial Day here in America, remember that some of the soldiers died because there weren’t adequate preparations, or supply lines fell through.  It is unimaginable but there have been incidents when battles have been lost simply because our troops ran out of ammunition or gasoline.  That is why over the years the US military has developed and specialized in setting up extensive supply lines and if need be, back-up methods of getting food, ordinance and fresh troops to the battle lines.

On this Memorial Day as we remember our fallen soldiers, let us also remember to plan for keeping our selves functional and protected so that we aren’t reduced to a functional memory in terms of business or making money.

May 25 2009 Memorial Day

If you are looking for a day job, part time work, suggestions for saving money or investing, please check out my book, Practical Money Making, that is listed right after his paragraph in this very post.  There are some great suggestions and ways to survive the Depression we are in.

  Practical Money Making-Surviving Recession, Layoffs, Credit Problems, Generating Passive Income Streams, Working Full Time or Part Time and Retirement

Interested in any of my books?  You may want to make a stop over  here. Please click through to purchase my books and some other interesting items that actually ARE on sale.  

Have you read my book, “Bad Tax Idea, Good Tax Idea“?   Please order it today.  The tips inside can save you hundreds if not thousands of dollars!  Tax planning should be done year round and not just two weeks into January or later. 

Part of all the proceeds from the sales of that book  go  to Rett Syndrome research.  One girl is born with Rett Syndrome worldwide every fifteen minutes.   My daughter Arianna has Rett Syndrome and we are working to do all we can to make her life easier and find a cure in her lifetime.  Boys born with the Rett gene generally die at birth.

Kim Isaac Greenblatt

The Lost Art of Self Sufficiency

What We Need Now Is Job Creation and Manufacturing

Sunday, May 24th, 2009

Our President and Congress, similar to the past Administrations in the last several decades have gotten it wrong.  We need to create jobs, create them domestically and they need to be involved with manufacturing.  People all over the world are making things that we are buying.  The beef that American labor costs too much is the price you pay for making quality goods.  There is a happy medium that can be met if both management and the rank & file come to realistic terms.  Robots aren’t the best thing you can have in a business.  The reason is that robots don’t make a salary.

Why are salaries so important?

Why because without salaries and income, the consumer, who use to work for a living will stop buying your stuff.  Also don’t bother looking overseas to China since they are doing their own manufacturing, thank you, and they will take whatever ideas and innovations we have and start their own local plants which will make the products cheaper than the international branding products.  China has a lot of people employed with manual processing and they are making a lot of consumer goods, in fact too many consumer goods.  A lot of stuff is being dumped (or trying to) around the world and people are having problems with trying to do business in China.

Think I am kidding?  Ask all the people who are trying to start up plants and manufacturing in China.  They have their products copied locally and made cheaper once they get going.  Welcome to the international marketplace, ladies and gentlemen.

The place to be is here in the United States.  Here in California especially, we need our Governor and the State legislature to stop jerking around and do something to keep people employed, attract business and stop trying to balance a budget that has no basis in reality since the important thing is to get people working and get business attracted back into the State of California. Our local film business is down and almost out thanks to production going to other states.  Thank goodness at least some stuff will be shot here (like the Iron Man sequel hopefully).

We need to focus our money and energy domestically for awhile.  Other countries are doing the same and we should take a page from the economic recovery plans and apply it here.

I am not suggesting that we close our borders but I am suggesting that we get manufacturing and businesses going here in the United States if we want to have a shot regaining whatever semblance of a middle class lifestyle that most people are aspiring to.

While I am full of piss’n’vinegar I want to comment on the cuts for caring for special needs and the elderly.  The city, state and county governments are not ready to handle the overflow of taking care of all the people who will be dropped off into state run or county run homes.  The price for care is A LOT higher than paying for a relative to take care of someone.  Please write your Governor, your Congressional leaders and tell them that if they really want to take care of the special needs people, the orphan children, the elderly and infirmed, we can start by dropping them off at the houses of our leaders.  Let them take care of our loved ones and friends and see how easy and inexpensive it is.  I haven’t even addressed dealing with people who go ballistic and require medication to stay level.  There aren’t enough soldiers or police out there to deal with large influxes of people who are unbalanced and uncared for.

In the meantime, please try to have a good weekend.  I am getting off my soapbox.

May 24 2009 Early AM

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Kim Isaac Greenblatt

What We Need Now Is Job Creation and Manufacturing

Did I Call It On 05 23 09 or what

Saturday, May 23rd, 2009

Not one to toot my own horn too loudly (well, okay toot toot), I pretty much called the markets on Friday.  The stock markets were flat to slightly lower.  It was pretty easy because the nature of the current stock market is to waffle with the slight downward drift.  How do I know? 

Easy.  People are scared and great at following the leader.

Ever notice how early in the morning when the East Coast newsfeeds start making it out before other parts of the country are even up they already set the tone of what they think the market will be?  It doesn’t always work that way but when there isn’t any earthshaking news (including actual earthquakes that shake) the nature of the market is to follow the pattern and the current drift is slightly down because the perception is that things are better off than a few months ago.

Personally, I doubt it though I am hoping for the best.

My suggestion and opinion (worth what you are paying for it, nothing) is that you can’t fight a trend (if markets are drifting down) but you can also for the short term (intraday or every few days) watch for a slight bump in the other direction.  It may not last and you may want to do, no, I insist you do your own due diligence.

How is the weekend going for you?  If you are enjoying yourself, take some time to look at how the financial and other sectors are doing and see if you can “call it” yourself.  Start tracking yourself and see if you can out guru the stock market gurus.  Most don’t know what they are talking about, myself included.

Stay safe, healthy, happy and may your business and life prosper!

Kim Isaac Greenblatt

May 23 2009 Mid Day

Kim Isaac Greenblatt

Did I Call It On 05 23 09 or what?