profitable

Question from a reader:”I am thinking of opening up a fitness center or a bowling alley.  I can get the financial backing and I am pretty personable with the public.  I just wanted to ask somebody else if it makes sense because even though times are tough, people still need to keep healthy.  Thanks, Kim.  I love reading your column and can’t imagine how you busy you must be.”

My answer is, first, thanks for the nice words.  Second, I am pretty busy all the time though I try to balance it with repose whenever I can.  Third, it is a tough sell for a fitness center or a bowling alley in the best of times though with that being said, if you have a good location and the competition isn’t too close to you, there may be a chance that you can make it work.

What kills fitness centers and bowling alleys are the fixed costs.  I am talking about salaries, electricity, gas, rent and things that you cannot discount or negotiate because the utility companies and landlord needs to get paid too.  You have to hit the right price point to get people to come and want to subscribe to membership, bowling leagues, etc.

How are you going to handle things if the economy for the short term gets worse and people cut back spending and decide not to go out and start working out at home?  What about bowling leaguers who decide that they need to cut back because they have been laid off work?

If you are great with promotions, can work with city councils and local business groups, you might be able to give discounts to large groups of people and schools and that may get them into your establishments.  I remember one company in Indiana that offered a one year free fitness membership but they were lowering their medical coverage and deductibles and raising their insurance rates so it was kind of a bad thing.  The employees did not end up using the fitness center.

The competition from fitness centers is pretty fierce as well as with trainers.  You are only as good as you look and can get people motivated to stay healthy by working out.  Even then, with the endorphin highs that they get, if things are too costly, they eventually will cut out the gym memberships.

Bowling fans are pretty diehard as well and they are in the same category.  The difference is that there are a lot less bowlers than people working out.  The mark-up on drinks and food in the bowling centers and any income from coin operated machines helps cover the expenses.  If you have a liquor license that can make money though a lot of bowling center bars are only open in the evenings and till closing time (generally 2 o’clock unless there are blue laws in the state you are in).

The bars are usually rented out for bowling parties and there is some income that can be made from parties.

How are you at working with people?  Have you ever been a manager before?

For both a fitness and bowling center you will need to be available 24 hours a day or hire managers you can trust to handle problems like fires, breaking and entry, theft, power failures,etc.  By the way, there have been some fitness centers that have gone green and are using the energy from treadmills to power the center.  That is a great marketing gimmick though I am sure it adds thousands to the development and start up costs of the center.

There are levels of complexity involved with the type of business you decide upon as well.  Are you doing this as a sole prop or a partnership?  A corporation?  These are questions that you will need to answer as well and with each one of them comes another series of questions about handling the details of running the type of business entity that you choose. 

If these are existing businesses, in order to see if they are profitable or not, I would ask to see the books for the last few years.  I would also question about how the neighborhood is doing.  Are you in an area like Detroit where the businesses are hurting and people don’t have money?

Are you in an affluent part of somewhere and it is like the Depression hasn’t happened?  If so, you may do okay unless the national economic pains creep into your area eventually.

Best of luck in whatever you decide but you may want to do some more digging and due diligence before you take the plunge.

Aug 31 2009

Also, please  don’t quite go anywhere yet.  Having some tax issues or tax questions?  Any problems with trying to make it through the financial Depression we are in that is making you depressed?  Please read on.

I am expanding  my practice and taking on new tax clients.  If you are interested in having somebody who is a successful businessman and tax professional with integrity review your returns discretely and see if your tax guy or gal is doing a good or goofy job, please drop me an email or post a comment with your contact information and time.

I have experience in international business, small businesses, partnerships, multi-state tax returns (they can get complicated) and anything else you can probably think of.

I also do business consulting and have ran several businesses (still running a few) myself so you are in good hands.

If you are looking for a day job, part time work, suggestions for saving money or investing, please check out my book, Practical Money Making, that is listed right after his paragraph in this very post. There are some great suggestions and ways to survive the Depression we are in.

Practical Money Making-Surviving Recession, Layoffs, Credit Problems, Generating Passive Income Streams, Working Full Time or Part Time and Retirement

Interested in any of my books? You may want to make a stop over here. Please click through to purchase my books and some other interesting items that actually ARE on sale.

Have you read my book, “Bad Tax Idea, Good Tax Idea“? Please order it today. The tips inside can save you hundreds if not thousands of dollars! Tax planning should be done year round and not just two weeks into January or later.

Part of all the proceeds from the sales of that book go to Rett Syndrome research. One girl is born with Rett Syndrome worldwide every fifteen minutes. My daughter Arianna has Rett.  Thanks for your support.

Kim Isaac Greenblatt

Fitness Center or Bowling Alley Bad Ideas

How did business get done before technology?  Just fine thanks.   The cliche is that the more things change, the more they remain the same and with technology nothing is more true than that.

Consider this:  Back ten to twenty years ago if you couldn’t reach a person, you left a message on their answering machine and he or she might return your call.

Today:  You text a person on their cell phone and if they are getting tons of texts or e-mails they may or may not return your call.

Consider this:  If you couldn’t reach a person, you would try calling back later back in the day.

Today:  If you don’t get an immediate answer by text or e-mail you frantically start texting or e-mailing and the person gets mad and doesn’t return your call.

With some things I think it would be a great idea to take a technological moritorium for a few weeks.  I am not saying that we give up the technology – far from it – I just want to make sure that we learn to become masters of it instead of becoming the slaves of it.  How many minutes a day do you spend going through e-mail.  Did you ever get that many letters or postcards in your mailbox even with junk mail on your worst days?

Twenty years ago the spam of the day was junk faxing.  People would get junk faxes for everything with phone numbers, mortgage offers and the like.  Hard to think that something like that kind of business – fax spamming – was profitable but somebody must have gotten some business to convince people to pay them to fax for them.

What is everybody’s hurry?  Making money will happen.  The end of the line for everybody’s big rush is a coffin.  How about folks slow it down a little and enjoy life?  The reason for my philosophical leanings is that periodically I take stock of my actions and look around me and ask myself if my quality of life is getting better, worse or maintaining.  The quality of life includes one’s health, happiness as well as wealth and well being of family and friends.

Business deals can wait to some degree if you can plan accordingly and depending on your business and what is going on in your life.  For some people, they are getting forced repose if they are laid off and hopefully they are getting their lives in a rhythm where they keep working.  I will talk more about this later on as well in another post.

If you are getting more efficient and faster just so you can do more work without relaxing, you may be on the way to an early grave.  Try to parse some repose in your life.  I will talk about it in subsequent posts.  In the meantime try a test by turning off your cell phone for a day or two if you can and don’t answer any e-mails.  Let critical need to know people know that you are doing this so they don’t freak out and you don’t lose any important messages.  The trick is to take a break so you will be saner in handling important messages.

Good luck and let me know how it turns out and if you like it.

Aug 26 2009

Also, please  don’t quite go anywhere yet.  Having some tax issues or tax questions?  Any problems with trying to make it through the financial Depression we are in that is making you depressed?  Please read on.

I am expanding  my practice and taking on new tax clients.  If you are interested in having somebody who is a successful businessman and tax professional with integrity review your returns discretely and see if your tax guy or gal is doing a good or goofy job, please drop me an email or post a comment with your contact information and time.

I have experience in international business, small businesses, partnerships, multi-state tax returns (they can get complicated) and anything else you can probably think of.

I also do business consulting and have ran several businesses (still running a few) myself so you are in good hands.

If you are looking for a day job, part time work, suggestions for saving money or investing, please check out my book, Practical Money Making, that is listed right after his paragraph in this very post. There are some great suggestions and ways to survive the Depression we are in.

Practical Money Making-Surviving Recession, Layoffs, Credit Problems, Generating Passive Income Streams, Working Full Time or Part Time and Retirement

Interested in any of my books? You may want to make a stop over here. Please click through to purchase my books and some other interesting items that actually ARE on sale.

Have you read my book, “Bad Tax Idea, Good Tax Idea“? Please order it today. The tips inside can save you hundreds if not thousands of dollars! Tax planning should be done year round and not just two weeks into January or later.

Part of all the proceeds from the sales of that book go to Rett Syndrome research. One girl is born with Rett Syndrome worldwide every fifteen minutes. My daughter Arianna has Rett.  Thanks for your support.

Kim Isaac Greenblatt

How Did We Live Before Technology Just Fine Thanks

Welp, my last post was about what was going to happen after “Cash For Clunkers” finished and it seems that nature and Congress are providing with the next program, “Cash For Appliances”.  Money was set aside when the other programs were getting funding for a rebate to get people to buy energy efficient refrigerators and other appliances.

The funds set aside are about $300 million bucks so that should make a small dent though nothing like the billions that were going on in the last few months.  The program should start in a few weeks and should be a rebate of about $50 to $200.  The program will be different in each state and I hope that California is not going to try and hog all the rebate cash for itself when the dust settles.  We, the hungry and unwashed, need the rebates to get energy efficient as well.  The party line is that the states have until Oct 15 to apply for the programs and rebates will be issued in the end of November.

Hooray!

The appliance industry has been clobbered and every little bit helps to get the manufacturers to move merchandise.  As we know though, there are only so many blenders, fridges and air conditioners that you can buy and it may not make a really big difference for the companies but at least it is something. 

Good news is that this program will be on top of the energy programs that are already in place and you won’t have to dump your old appliances to get the rebate.  Another hooray here.

I’ve submitted my new book, Practical Gaming, to the printer and am waiting to get a proof back in a few days.  If you are interested in gaming and want to support Rett Syndrome I invite you to keep following my blog and I will let you know when the book comes out for sale.  I am taking requests for my next book.  Also, if there is enough interest, I will go ahead and make a soft copy of the book for sale. 

At this time, my Kindle sales haven’t been great nor my pdf ones so I am not inclined to add any more titles to the e-book side of my publishing yet.  If there is interest, I may generate a dvd for sales.  People seem to be interested in the self-help videos on Youtube and other sites but whether they will be paying out cash for buying self-help videos or not that remains to be seen.

If my good friend Dan Feingold is reading this he might point out that times and people change- some more than others – and it is always an interesting thing to see if places and people are the same after many years.  With change happening at warp speed these days, it is interesting to see that there is instant “nostalgia” with some things that are only five to ten years old.  I know that teenagers these days are thinking wistfully of things like Pokemon  that they played with as younger kids. 

That accounts for also why in television series or comic books that they have to retell the origin of the super heroes every couple of years and try to remake the character because the audiences tend to move on if they are not true fans or didn’t think it was cool anymore to keep reading comic books.

I suppose if I could tap into what would be the next hip thing I would go ahead and do a book or dvd on it but if I had that kind of psychic power I would be betting that the next car coming down the street is white for $10,000 a pop and make some real money.

The business world is sideways trying to determine – like the stock market – if things are profitable or not.  I expect that the general consensus will be that things are improving slightly but until people are all gainfully employed we are not going to go very far as a country in terms of recovery or growth.

On a happier note – kids are going back to school nationwide and parents are rejoicing – hooray again.

Have a great day everybody and be safe and sane.

Aug 25 2009

Also, please  don’t quite go anywhere yet.  Having some tax issues or tax questions?  Any problems with trying to make it through the financial Depression we are in that is making you depressed?  Please read on.

I am expanding  my practice and taking on new tax clients.  If you are interested in having somebody who is a successful businessman and tax professional with integrity review your returns discretely and see if your tax guy or gal is doing a good or goofy job, please drop me an email or post a comment with your contact information and time.

I have experience in international business, small businesses, partnerships, multi-state tax returns (they can get complicated) and anything else you can probably think of.

I also do business consulting and have ran several businesses (still running a few) myself so you are in good hands.

If you are looking for a day job, part time work, suggestions for saving money or investing, please check out my book, Practical Money Making, that is listed right after his paragraph in this very post. There are some great suggestions and ways to survive the Depression we are in.

Practical Money Making-Surviving Recession, Layoffs, Credit Problems, Generating Passive Income Streams, Working Full Time or Part Time and Retirement

Interested in any of my books? You may want to make a stop over here. Please click through to purchase my books and some other interesting items that actually ARE on sale.

Have you read my book, “Bad Tax Idea, Good Tax Idea“? Please order it today. The tips inside can save you hundreds if not thousands of dollars! Tax planning should be done year round and not just two weeks into January or later.

Part of all the proceeds from the sales of that book go to Rett Syndrome research. One girl is born with Rett Syndrome worldwide every fifteen minutes. My daughter Arianna has Rett.  Thanks for your support.

Kim Isaac Greenblatt

Cash For Appliances and My Book

What are we going to do after the Cash For Clunkers program ends?  Well, recent history has shown us that there will be a dip in automobile sales (that is pretty obvious) but people will still need wheels and for a lot of people who may have their rides break down or decide that they want a newer model they will probably:

1.  Buy a new car anyways if it is something they want.  People who have money and are living off of their investments may have enough cash so that it doesn’t matter immediately if their portfolio doesn’t recover.  They will spend though probably a little more prudently when they want a new car no matter what.

2.  Get another car but will go for a used car because they don’t want to spend a lot of money.  A lot of people,especially parents, are opting to get their kids of driving age used cars instead of new ones simply because they don’t have the cash to make monthly payments for twelve to sixty months.  Neither do their kids.  Even though a lot of cars have been removed from the road we have plenty of older cars out there with good gas mileage that people are trying to sell.

3.  Do without and try to rely on (gasp) public transportation.  This is the default position for a lot of people who are out of work right now.  If they don’t have a need for going to a job interview that is too far away or they can take the bus or subway they will wait and get their car repaired or a new one after they are working again.  For some people this may be a very long time.  Bus passes and rail cards are a lot cheaper than making car payments.  They may even rely on car pooling for grocery shopping with kind neighbors if they have to go to the store.

Remember when two years ago we had GM offering the employee discounts?  Car sales did very well for awhile and then once the discounts stopped, car sales dropped.  The same scenario is going to happen for September and the next couple of months.  By the way, the last quarter of the year tends to be a slow time for car sales with the exceptions being Christmas and New Year’s weekends.  I don’t think that we will see large pops of sales this year but who knows how people may get excited over new models as they are released.

The biggest thing to add life after the Cash For Clunkers program ends to car sales and the economy will be for the government to make it easier for people to get back to work.  If people are working they have no problems signing up for 3 to 5 year car loans so they can get their dream ride.  When people are unemployed, they are often looking to sell off their extra vehicles for cash themselves to pay their bills.

Supposedly the last quarter of the year – and that starts in a week or two – will start to show some signs of recovery.  I don’ think we will have any meaningful recovery until more of America gets employed again.  It is about the economy and money. 

Oh and for all the bruhaha about people thinking that GM will be selling a car under $4000 similar to Tata Motors, please note that they are selling cars at that price outside the United States.  I don’t think even with robots that they can make a roadworthy vehicle for $4000 sale price.  Hmmm, that may be wrong because bicycles are roadworthy and they cost less than a few thousand dollars, except for the high end racing or touring bikes.  No engine and they aren’t freeway safe though.

Today is the options expiration day for August and I am not expecting to see any big changes in the stock market, so you can see more life after the car program continue in other sectors and some pops in balance sheets for the next quarter in the auto industry.

Hope everybody has a great weekend and do what you can to stay out of debt or at the very least pay down your balances.

Aug 22 2009

Also, please  don’t quite go anywhere yet.  Having some tax issues or tax questions?  Any problems with trying to make it through the financial Depression we are in that is making you depressed?  Please read on.

I am expanding  my practice and taking on new tax clients.  If you are interested in having somebody who is a successful businessman and tax professional with integrity review your returns discretely and see if your tax guy or gal is doing a good or goofy job, please drop me an email or post a comment with your contact information and time.

I have experience in international business, small businesses, partnerships, multi-state tax returns (they can get complicated) and anything else you can probably think of.

I also do business consulting and have ran several businesses (still running a few) myself so you are in good hands.

If you are looking for a day job, part time work, suggestions for saving money or investing, please check out my book, Practical Money Making, that is listed right after his paragraph in this very post. There are some great suggestions and ways to survive the Depression we are in.

Practical Money Making-Surviving Recession, Layoffs, Credit Problems, Generating Passive Income Streams, Working Full Time or Part Time and Retirement

Interested in any of my books? You may want to make a stop over here. Please click through to purchase my books and some other interesting items that actually ARE on sale.

Have you read my book, “Bad Tax Idea, Good Tax Idea“? Please order it today. The tips inside can save you hundreds if not thousands of dollars! Tax planning should be done year round and not just two weeks into January or later.

Part of all the proceeds from the sales of that book go to Rett Syndrome research. One girl is born with Rett Syndrome worldwide every fifteen minutes. My daughter Arianna has Rett.  Thanks for your support.

Kim Isaac Greenblatt

Life After Cash For Clunkers

Hooray!  Some infrastructure work here in Los Angeles.  The “subway to the sea” concept is moving slowly forward with the announcement on Thursday of  completion of exploratory drillings at 70 locations in the Westside, where proponents envision miles of underground tunnels linking downtown to Santa Monica.

The drillings, critical to determine whether the soil makeup and methane gas content are safe enough to allow for a full-scale tunneling project, come nearly two years after Congress lifted a 21-year ban on tunneling under Wilshire Boulevard.

During Red Line construction in the 1980s there was an underground explosion in the Fairfax area.   The proposed railway would extend the train from Wilshire and Western to the Pacific Ocean in Santa Monica.  Cool.
The story is that the proponents say it will generate 16,000 construction jobs and 134,000 permanent jobs; speed commutes to the Westside of Los Angeles.  That would reduce pollution and traffic congestion because a lot of people work in the Westside after Downtown LA.
If eventually approved by the Metropolitan Transportation Authority, the project is expected to cost $4.1 billion to $9 billion and to be partially funded by November’s Measure R voter approved sales tax measure.

Out of the 88 cities in the County only 3 will directly benefit and there is a lot of heat because residents of the Valleys will be paying for something that they will not benefit from.  I can see their point but we had a bus line built here which didn’t serve the Westside, didn’t we?

Early drilling results per the Metro according to news releases claim that the samples for drilling should be okay.  We will wait and see.
Metro officials say the subway would reduce travel time to the Westside about 30 percent to 60 percent from various parts of Southern California compared with existing bus and rail lines.

Metro is considering two options for the subway route: a Wilshire subway that extends the Metro Purple Line via Wilshire Boulevard and a Wilshire/West Hollywood subway that incorporates all of the Wilshire subway and also includes a spur from the Metro Red Line in Hollywood via Santa Monica Boulevard. It is true that the Westside has been identified as having the county’s second highest density of jobs after downtown, with some 310,000 people traveling there every day.

  The proposed subway line is a good thing.  Measure R is expected to provide $4.1 billion in funding, and Metro is expected to get matching federal funds. If approved, construction is expected to start in 2012 or 2013 and be completed in a decade according to Mayor Villaraigosa.

With the creation of new jobs and a better infrastructure it sounds like it will be a profitable venture all around for business and for the local government.  More business means more tax revenue.

I am all for it and hope the next step will be to turn the areas around the LA river into a walking giant outdoor garden and mall.  Well, I can dream, can’t I?  

The stock market is up and that is partially because it is an options expiration day and that means that anybody shorting who borrowed cash is trying to close their position while the market makers squeeze the cash out of them.  There is a time to short and a time to just buy and hold.  Right now it is a time to watch because for today it is too late to do anything that will impact your bottom line if you are a day trader unless you have specific stocks or minerals you are watching.

I will talk about my thoughts on Cash For Clunkers and what it will be like afterwards in my entry tomorrow.  Be safe and happy people and have a great Friday and weekend!

Aug 21 2009

Also, please  don’t quite go anywhere yet.  Having some tax issues or tax questions?  Any problems with trying to make it through the financial Depression we are in that is making you depressed?  Please read on.

I am expanding  my practice and taking on new tax clients.  If you are interested in having somebody who is a successful businessman and tax professional with integrity review your returns discretely and see if your tax guy or gal is doing a good or goofy job, please drop me an email or post a comment with your contact information and time.

I have experience in international business, small businesses, partnerships, multi-state tax returns (they can get complicated) and anything else you can probably think of.

I also do business consulting and have ran several businesses (still running a few) myself so you are in good hands.

If you are looking for a day job, part time work, suggestions for saving money or investing, please check out my book, Practical Money Making, that is listed right after his paragraph in this very post. There are some great suggestions and ways to survive the Depression we are in.

Practical Money Making-Surviving Recession, Layoffs, Credit Problems, Generating Passive Income Streams, Working Full Time or Part Time and Retirement

Interested in any of my books? You may want to make a stop over here. Please click through to purchase my books and some other interesting items that actually ARE on sale.

Have you read my book, “Bad Tax Idea, Good Tax Idea“? Please order it today. The tips inside can save you hundreds if not thousands of dollars! Tax planning should be done year round and not just two weeks into January or later.

Part of all the proceeds from the sales of that book go to Rett Syndrome research. One girl is born with Rett Syndrome worldwide every fifteen minutes. My daughter Arianna has Rett.  Thanks for your support.

 Kim Isaac Greenblatt

Infrastructure Subway To Sea Update

Question from a reader:”What do you think of the real estate market a few years from now?  There was an article on the web about what property will look like in 2012 and some areas look like they will recover.”

My answer is that I read the same article and like most future predictors about business or a company’s profitable situation, they probably have some of it right and most of it wrong.  I will give you my take on the real estate markets at the end of this piece.

You don’t have to be a genius to figure out that people over-react.  In business and in their personal lives people get too excited over the good news – “Oh look our stocks are going up.  We will always get 25% returns annually on our investments.” People also get too bummed out over the downer news – “Our stocks tanked 59% and they will never recover.”

To be fair, in some cases tanked stocks, if you picked the wrong ones, may never recover.  That isn’t to say that you might not make money back in other investments though.

Getting back to the article, it doesn’t take a lot of forecasting to figure out that Los Angeles and California real estate prices might drop for a few more years.  The proper questions to ask though are – what if business picks up, what is the government doing to help business, what about communities where the property values are stabilized and will probably continue to be at the same level and lightly float down till 2012 when whatever is suppose to happen will happen.

When I see regions like Cleveland Ohio set up to have great property values recovered by 2012 I ask myself (and you should too) – “How?”  The article didn’t state what the region is doing to attract commerce.  As investors in Detroit are finding out, yes, you can get great deals but you are going to be sitting on them for a long time because there isn’t any business around to support payrolls that will in turn support people to live in your house, send kids to school, shop in nice, safe supermarkets etc.

I also was in South Carolina and even though I saw some development down there things were also slow.  People were moving in from up North and they were looking for work like everybody else was who was living there.

I believe that areas that have government money for small, tightly populated areas will do okay and they will appreciate a bit over the next few years.  I think like a lot of places, once the spending stops though if you don’t have enough local business that can support itself, it will dry up. 

The one thing about the Southern California area that is interesting is that there are a lot of small to mid-size companies that don’t get written up or videoblogged that are doing okay and can weather the Depression out for awhile.  The standard rule of thumb that if you have people you can have commerce is very true because you have your consumers and producers working in the same area.

It is pretty easy to look at time frames a few years out and make educated guesses on what is happening now but that is all that they are, educated guesses.

When I make my predictions on things they are the same deal.  I just to couch them more with warnings and caveats because I am too much of a realist and I don’t like reading misleading information myself if I can help it.

My advice to you and to all my readers – and to all the kids reading this on their cell phones, iPods and the latest and greatest tech is to do your own due diligence as part of listening to the psychic or “educated” guesses.  Most people don’t have a clue and if you look and listen with common sense you can get a better idea of what is going on not only in business but in your personal life as well.

As for what I see real estate in the future?  If you have a decent business climate, you will have people flock to your area regardless of the weather.  A decent climate attracts people but doesn’t insure that the real estate market is going to take off.  If there is work, people will want to set down their roots and buy homes.  Is it over simplification?  Sure, but it is the way things work.  So, barring the end of the world scenarios which I don’t think will happen in 2012, if business has been encouraged to grow, home values will go up because salaries and wages will go up and people will bid for desirable land and digs.  Shockingly boring, isn’t it?

 Be healthy, wealthy and wise, gang!

August 20 2009

Also, please  don’t quite go anywhere yet.  Having some tax issues or tax questions?  Any problems with trying to make it through the financial Depression we are in that is making you depressed?  Please read on.

I am expanding  my practice and taking on new tax clients.  If you are interested in having somebody who is a successful businessman and tax professional with integrity review your returns discretely and see if your tax guy or gal is doing a good or goofy job, please drop me an email or post a comment with your contact information and time.

I have experience in international business, small businesses, partnerships, multi-state tax returns (they can get complicated) and anything else you can probably think of.

I also do business consulting and have ran several businesses (still running a few) myself so you are in good hands.

If you are looking for a day job, part time work, suggestions for saving money or investing, please check out my book, Practical Money Making, that is listed right after his paragraph in this very post. There are some great suggestions and ways to survive the Depression we are in.

Practical Money Making-Surviving Recession, Layoffs, Credit Problems, Generating Passive Income Streams, Working Full Time or Part Time and Retirement

Interested in any of my books? You may want to make a stop over here. Please click through to purchase my books and some other interesting items that actually ARE on sale.

Have you read my book, “Bad Tax Idea, Good Tax Idea“? Please order it today. The tips inside can save you hundreds if not thousands of dollars! Tax planning should be done year round and not just two weeks into January or later.

Part of all the proceeds from the sales of that book go to Rett Syndrome research. One girl is born with Rett Syndrome worldwide every fifteen minutes. My daughter Arianna has Rett.  Thanks for your support.

Kim Isaac Greenblatt

Most Future Predictors Are Wrong