Happy Holidays and New Year, gang! Here are five New Year’s Resolutions That You Should Make and Keep:
1. Resolve to try and cut back spending 5-10%.
This resolution is to help put some post-holiday jingle back into your jeans. In case you have a lot of holiday (or pre-holiday) credit card debt, the best thing to do is start tackling issues at the source. Cut back spending at least 5-10%. Make a list, and check it twice. Find out which expenses are naughty or nice and try to chop some realistic expenses down, even just 5-10%.
2. Take the money that you are saving and use it to draw down your debt.
Every little bit will help in the coming months, maybe years. If you can take that $5-10 and use it to pay off your debt even a little bit at a time, it will give you a sense of motion that you are moving forward. If you are in debt you want to break the spiral as best as you can.
3. If you are out of work or even working, take a day or a week to think about what you really want to do for a living.
Yes, we are in a recession. Yes, it has turned into a Depression, business is bad, it isn’t a good time to make money, blah blah blah. The truth is that if you have financial problems no matter what resolutions you are making, if you are unhappy it doesn’t matter what kind of financial environment the rest of the world is in. So, ask yourself, what is it that I really want to do for a living that I can make money at?
Take the opportunity for change for revisiting your life expectations and think about gearing what you are doing now – and for Heaven’s sake don’t quit your dayjob if you can help it!-and start moving towards what really floats your boat.
4. Make a resolution to not get as pissed off as you use to. It will add years to your life.
Anger isn’t a good think and if you are in a day-to-day grind job that you don’t like, you need to work on not letting it get to you. Try breathing slowly and count to 25 if you are in an angry state before opening your mouth and letting some of the heat dissipate. Anger makes it hard to make clear business decisions as well. A lot of lousy business results have happened because people made poor choices while in the state of anger.
5. Make time for friends and family. They will help keep you alive. If your family is driving you nuts, stick with your friends. If your friends are driving you nuts, make new friends.
Studies have shown that a good support group emotionally will help you with your business decisions as well. You don’t have to listen to advice from friends or family but sometimes they will be a great sounding board, if nothing else just to give you the incentive to get better advice outside of your social circle.
Brief business observation:
Stock market should be more of the same this week barring anything happening internationally that will change the socio-economic climate (like a war or meteor hitting somewhere).
Interested in any of my books? You may want to make a stop over here. Please click through to purchase my books and some other interesting items that actually ARE on sale. If you like poker, Heroes (the TV series), comic books, Watchmen, etc, there may be some fast links to get you to what you are looking for.
If you are looking for a day job, part time work, suggestions for saving money or investing, please check out my book listed below. Part of all the proceeds from the sales of that book go to Rett Syndrome research. One girl is born with Rett Syndrome worldwide every fifteen minutes. My daughter Arianna has Rett Syndrome and we are working to do all we can to make her life easier and find a cure in her lifetime. Boys born with the Rett gene generally die at birth.
Kim Isaac Greenblatt
Five New Year’s Resolutions You Should Make and Keep
Tags: Business, money, New Year's, resolutions