With 75000 jobs being laid off on Monday, more layoffs on the way, and no end in sight for lay offs in general, here is a reminder to check my blog entry, No Job. Things are pretty grim for a lot of people and as a supplement to the post and information in my book, Practical Money Making (which deals with surviving a depression/Depression and making money), here are some more tips:
1. Unemployment, though extended, may be in short supply if the government agencies run out of money, even for the short term. Sure, the government eventually will do something to help but if you are hungry now and have a family now get your application going. If you received any kind of severance package, you probably will have to blow through that before your unemployment kicks in. That is the way that it works, at least in California. I suspect other states have similar programs.
2. Take stock of everything that you have. If you are fortunate enough to have some savings, start looking at budgeting to make money last. If you are living hand-to-mouth and were getting by paycheck-to-paycheck you need to start thinking of other jobs you can do and maybe at a lower salary. It isn’t pretty. I have gone through something similar and it is just a sign of the times. It is the destruction of supply that I’ve talked about (others as well) and companies, unsure of the future, are trying to be lean and mean. You need to adapt a similar position if you are to survive for the next few days, months, weeks and years. I am making it. You can and you will, too.
3. You will be in a depression in a Depression. Don’t do anything irrational. You will make it through this. There have been accounts of people killing themselves etc and just remember it is only money. There have been stories where supervisors who were clueless encouraged employees to take their own lives as they were about to be laid off and that is totally irresponsible. I’ve had some punks try to post something on my blog at times and I have blistered some of them a new place to evacuate themselves with and others I have ignored. Ignore all the bad energy.
Seriously, ignore people’s bad energy. You need to look after yourself and your family. Start looking at trying to raise vegetables, food, etc at home. Living in the Rust Belt and is it too cold? Hydroponic gardening inside an option? Worse case, think about moving, even temporarily to warmer climates.
Think about going multi-family in dwellings. If you have the space for the short term and can handle the psychological ill-effects of crowding, move in with friends and relatives. Try not to make it for a long time but if you need to do it, do what you have to do.
Talk to counselors, therapists, free socal help groups, – anything that can help you psychologically make it through this lousy time. Start thinking about what you will do differently to protect yourself when you get out of the situation that you are in. You will get out of it. It may not happen over night but you will get out of it and thing will get better.
May you be at peace, be happy, get wealthier, and have wisdom.
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Kim Isaac Greenblatt